What is Source of Funds (SoF) verification?

As a fully regulated financial institution in the European Economic Area (EEA), we are required to comply with local and European laws regarding the origin of funds invested on our platform. To ensure compliance, we may verify your Source of Funds (SoF) at any time. This process helps keep Change a safe and secure platform for all investors.

Source of Funds verification allows us to understand how you lawfully acquired the assets you deposit. Common examples include employment income, property sales, bank loans, or inheritance.

You can use the following documents to verify your Source of Funds (this list is not exhaustive):

• Recent payslips or salary statements
• Annual tax declarations or assessment notices
• Invoices for professional services rendered
• Bank statements showing relevant transactions
• Property sale or transfer agreements
• Loan or credit facility agreements
• Last will and testament or inheritance documents

All submitted documents must be original, unaltered, and clearly show your name, relevant dates, and transaction amounts. Your documents are reviewed confidentially by our Compliance team and retained only for the legally required period. Depending on your transactions, we may request updated or additional documents over time.

If you have any questions, our support team is here to assist you - contact us through the app or at support@changeinvest.com.