CFD trading & regulations (AFM oversight)

CFD trading across the EU is regulated under the MiFID II framework, ensuring the highest standards of investor protection and transparency. Change operates under the supervision of the Dutch Authority for the Financial Markets (AFM), holding a licence that allows us to provide CFD services across the EU.

This includes providing clear information about risks, maintaining segregated client funds, applying leverage limits for retail traders, and offering negative balance protection—so you can never lose more than your deposit. Pricing, spreads, and fees are fully transparent, and all CFD-related materials include mandatory risk warnings.

In the EU, only companies licensed by an official regulatory authority, such as AFM in the Netherlands or any other recognised EU regulator, are authorised to offer CFDs. You can verify any authorised provider directly through their respective regulator’s register. For AFM-licensed providers, see here. 

If you have questions about regulation or licensing, please contact our team at support@changeinvest.com.